Success Quotations

Money Tips and Quotations

"I feel obligated as a speaker, teacher, leader and friend to share wisdom I have learned from study, observation and my own costly life lessons. Money is great to have, spend, share, invest and tithe. Money matters are not always easy to discuss.

Today, I want to "go there" and share some hard lessons I have learned. Listed below are

just a few pitfalls to avoid. I have either experienced these financial patterns or I have noticed them in others around me.

Hopefully you will recognize which financial strongholds you need to break in your life. Prosperity, peace of mind and a debt-free life are possible for you." ~ Jewel Diamond Taylor

12 Money Mi$takes to Avoid:

1. Living in the moment - "I only live once, why not --- it's on sale!"

2. Image Driven - "I've got to look good." - peer pressure, keeping up with the Jones, your appearance and material things take priority over sensible spending and saving.

3. Emotional fulfillment - "I'm not happy, I'm lonely, I'm angry, I'm hurt - spending makes me feel better."

4. Grief - radical, illogical and emotional spending after loss of a loved one.

5. Envy - "They have it, why shouldn't I?

6. Low self-esteem - I feel better about myself if I can save/rescue/support others, now I'm the "good guy/girl."

7. Low self-worth - placing yourself on discount, afraid to ask for a raise or price value for your products, service and time, wants to be seen as a nice person, treating your business and talent like a hobby, afraid to speak up for your financial due after a divorce, a scam, unpaid loan or job harassment. Your low self-worth keeps you from achieving your potential for financial success.

8. Guilt – single parents, workaholics – I’ don’t have time to give, you so I buy you “things”

9. Credit Card Set Up - Available credit – “This credit card came in the mail. Why not?”

10. Uninformed/low financial I.Q. – making wrong choices unaware of financial, emotional and credit rating consequences.

11. Dependent – “Someone else will take care of me.” (spouse or family member)

12. Denial – “I’ll always have this job. So I can make those big purchases with long term financing.”

"Worry keeps us from feeling free and joyful. We are never truly free until we break the chains of fear. But once we do, our lives will never be the same. A life without worry is a life of abundance, a life will lived." ~ Richard Carlson, Ph.D. author of "Don't Worry, Make Money"

"Gratitude, serving others with integrity, visualization, faith and living in your life's passion and purpose will attract wealth into your life." ~ Jewel Diamond Taylor

12 Tip$ to Heal the Dis-ease of Being Broke by Jewel Diamond Taylor

1. Your best financial defense is knowledge. What you don't know can hurt you. You are what you study.

2. If you stopped working today...how long would you survive? Don't expect anyone to care more about your financial security more than yourself.

3. Trust God but also trust yourself to create the right financial attitude and actions. Focus on being organized and responsible for your own financial security.

4. Build the type of of career/business that you love and excel in. Passion for what you do well ... can produce prosperity.

5. Don't avoid your bill collectors. Answer the phone! Communicate and negotiate with them.

6. Wherever you are spiritually covered and inspired, remember to tithe and share your time, talent and treasures.

7. Reduce credit card spending. Create an accountability system - ask someone to partner with you to help strengthen your discipline for your weak areas of spending, i.e. shopping, gambling, credit cards, helping and rescuing others, etc.

8. The secret of financial success is to spend what you have left after saving...instead of saving what you have left after spending.

9. Fear, shame and procrastination can destroy your financial health. Forgive yourself for past financial blunders and commit to a plan of restoration, action and financial growth one step at a time.

10. Seek help. Read books about finances and wealth building.

11. Association with financially wise and successful people can influence your mindset and financial spending and investments in a positive way.

12. In all your ways acknowledge your Creator Father God. Live with gratitude, compassion and wisdom. "But remember the Lord your God, for it is He who gives you the ability to produce wealth." ~ Deuteronomy 8:18

"Beware of little expenses. A small leak will sink a great ship." ~ -- Benjamin Franklin

"If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability." ~ Henry Ford

"Rise early, work hard, strike oil." -- J. Paul Getty

If you want to feel rich, just count all of the things you have that money can't buy. -- Anonymous

"If a man empties his purse into his head, no one can take it away from him. An investment of knowledge always pays the best interest." -- Benjamin Franklin

Dishonest money dwindles away, but he who gathers money little by little makes it grow. ~ Proverbs 13:11

Of what use is money in the hand of a fool, since he has no desire to get wisdom? Proverbs 17:16

With me are riches and honor, enduring wealth and prosperity. My fruit is better than fine gold; what I yield surpasses choice silver. I walk in the way of righteousness, along the paths of justice, bestowing wealth on those who love me and making their treasuries full. ~ Proverbs 8:18-21

The blessing of the LORD brings wealth, and he adds no trouble to it. Proverbs 10:22

Through wisdom is a house built; and by understanding it is established: and by knowledge shall the chambers be filled with all precious and pleasant riches. ~ Proverbs 24:3- 4

Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like. ~ Will Smith

The No. 1 rule is to know the difference between an asset and a liability. The rich focus on their asset columns while everyone else focuses on their income statements. The more money that goes into my asset column, the more my asset column grows. The more my assets grow, the more my cash flow grows. And as long as I keep my expenses less than the cash flow from these assets, I will grow richer, with more and more income from sources other than my physical labor.

Rich people buy luxuries last, while the poor and middle class tend to buy luxuries first. The poor and middle class often buy luxury items such as big houses, diamonds, furs, jewelry or boats because they want to look rich. They look rich, but in reality they just get deeper in debt on credit. The old money people, the long-term rich, built their asset column first. Then, the income generated from the asset column bought their luxuries. The poor and middle class buy luxuries with their own sweat, blood, and children's inheritance. We go to school to learn to work hard for money. I write books and create products that teach people how to have money work hard for them. ~ Robert Kiyosaki

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